Mus'ab says that Sayyiduna Sa'd bin Abi Waqqas (may Allah be pleased with him) used to emphasize these five words and would narrate them from the Prophet (peace and blessings be upon him): «اَللّٰهُمَّ إِنِّي أَعُوذُ بِكَ مِنْ الْبُخْلِ وَأَعُوذُ بِكَ مِنْ الْجُبْنِ وَأَعُوذُ بِكَ أَنْ أُرَدَّ إِلَى أَرْذَلِ الْعُمُرِ وَأَعُوذُ بِكَ مِنْ فِتْنَةِ الدُّنْيَا وَأَعُوذُ بِكَ مِنْ عَذَابِ الْقَبْرِ» "O Allah! I seek refuge in You from miserliness and stinginess, I seek refuge in You from cowardice, I seek refuge in You from being returned to a decrepit old age, I seek refuge in You from the trials of the world, and I seek refuge in You from the punishment of the grave."