It is narrated from Hazrat Abu Kabsha Anmari (may Allah be pleased with him) that I heard the Prophet (peace and blessings be upon him) say: There are three things upon which I can swear, and there is one hadith which I will relate to you, so remember it. The three things upon which I swear are: charity does not decrease a person's wealth; whoever is wronged and bears it with patience, Allah increases him in honor; and whoever opens the door of begging for himself, Allah opens the door of poverty for him. And the hadith which I relate to you is this: The world is for four types of people. One is the person whom Allah has granted wealth and knowledge, and he acts upon his knowledge regarding his wealth and spends it in its rightful places; his rank is the highest. The second is the person whom Allah has granted knowledge but not wealth, and he says, "If I had wealth, I would act as that person does with his knowledge." These two are equal in reward. The third is the person whom Allah has granted wealth but not knowledge, and he spends it recklessly in wrongful places, does not fear his Lord, does not maintain family ties, and does not recognize Allah's right; his rank is the worst. And the fourth is the person whom Allah has granted neither wealth nor knowledge, and he says, "If I had wealth like that person, I would spend it in the same way as he does." These two are equal in sin.