It is narrated from Sayyiduna Abdullah bin Mas’ud (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: Indeed, usury, even if it increases, its end is always scarcity. The command of Allah Almighty is: {یَمْحَقُ اللّٰہُ الرِّبَا وَیُرْبِیْ الصَّدَقَاتِ۔} … Allah destroys usury and increases charity. (Surah Al-Baqarah: 276) (These words in red are explanatory.)