(The author) says: When a person gives some wealth to another person as a partnership (Mudarabah), and then wishes to write a contract for it, he should write it as follows: This is the document which so-and-so, son of so-and-so, has written of his own free will, in a state of good health, and at a time when affairs are proceeding normally, for so-and-so, son of so-and-so: You gave me, at the beginning of such-and-such month of such-and-such year, ten thousand pure and genuine dirhams as Mudarabah, each weighing seven (mithqal). On the condition that I will fear Allah Almighty both outwardly and inwardly, and will fulfill this trust, and on the condition that I will buy with it whatever I wish, and spend it wherever I deem appropriate, that is, I will invest it in various trades, and I will take from it and travel wherever and as much as I deem appropriate, and whatever I purchase, I will sell it for cash or on credit whenever I deem appropriate, and I will take the price of the goods in kind or in other goods of equivalent value. In all these matters, the condition is that I will act at my own discretion, and in all these affairs, I will appoint as my agent whomever I deem appropriate. And from the principal capital which you have given me, and whose specified amount is mentioned in this contract, whatever profit and increase Allah Almighty grants, it will be divided equally between you and me: half for you because of your principal capital, and half for me because of my effort and work. And any loss will be borne from the principal capital. So I have received these ten thousand pure and genuine dirhams from you at the beginning of such-and-such month of such-and-such year, and they are in my possession for you as a partnership and Mudarabah, with the conditions written in this contract, and so-and-so and so-and-so have approved them. And when the owner of the wealth wishes that no purchase or sale be done on credit, then it should be written as follows: And you have forbidden me from buying and selling on credit. 1__REF_N__