Abu Hurairah (may Allah be pleased with him) reports that the Messenger of Allah (peace and blessings of Allah be upon him) said: "When a riding animal is kept as collateral, it may be ridden, and when a milking animal is kept as collateral, its milk may be drunk, and the one who rides and drinks the milk is responsible for the animal’s expenses." 1. Imam Tirmidhi says:
1- This hadith is hasan sahih.
2- We know it as marfu‘ only through the narration of ‘Amir Sha‘bi, who narrated it from Abu Hurairah, and several people have narrated this hadith from A‘mash, and A‘mash from Abu Salih, and Abu Salih from Abu Hurairah (may Allah be pleased with him) as mawquf.
3- Some people of knowledge act upon this hadith. This is also the view of Ahmad and Ishaq ibn Rahwayh.
4- Some people of knowledge say that it is not permissible to benefit in any way from collateral.