Sayyiduna Qabisah bin Mukhariq (may Allah be pleased with him) narrates that I accepted the responsibility of a guarantee, so I presented myself before the Messenger of Allah (peace and blessings be upon him). He (peace be upon him) said: When the camels of zakat come to us, we will pay it on your behalf. Then he said: O Qabisah! Asking (for charity) is only permissible for three types of people: (1) The person who has accepted someone’s guarantee; it is permissible for him to ask until he pays it off, then he should stop asking. (2) The person who is struck by a calamity that destroys all his wealth; it is permissible for him to ask until he fulfills his basic needs, then he should stop asking. (3) The person who is in severe need and hunger, to the extent that three wise men from his people testify to his condition; it is permissible for him to ask until he fulfills his basic needs, then he should stop asking. Other than this, asking is forbidden.