Hazrat Ibn Sirin (may Allah have mercy on him) says that I asked Hazrat Ubaidah (may Allah have mercy on him) about the meaning of Allah Almighty’s statement { وَمَنْ کَانَ غَنِیًّا فَلْیَسْتَعْفِفْ وَمَنْ کَانَ فَقِیرًا فَلْیَأْکُلْ بِالْمَعْرُوفِ }. He (may Allah have mercy on him) replied: It refers to a loan. Do you not see that Allah Almighty says: { فَإِذَا دَفَعْتُمْ إلَیْہِمْ أَمْوَالَہُمْ فَأَشْہِدُوا عَلَیْہِمْ } When you give them their wealth, make witnesses over it.