Hazrat Shaddad bin Aus says: Remember what I am about to say to you. I heard the Messenger of Allah, peace and blessings be upon him, say: When people begin to amass treasures of gold and silver, then you should amass treasure with these words: O Allah! I ask You for steadfastness in religion, for gratitude for Your blessings, and I ask You for the best worship of You, and I ask You for a sound heart and a truthful tongue, and I ask You for the good that You know, and I seek refuge in You from the evil that You know, and I seek Your forgiveness for the sin that You know. Surely, You are the Knower of the unseen.