It was narrated from Anas that: The Prophet [SAW] used to say: "Allahumma inni a'udhu bika minal-'ajzi, wal-kasali, wal-harami, wal-bukhli, wal-jubni, wa 'audhu bika min 'adhabil-qabri, wa min fitnatil-mahya wal-mamati (O Allah, I seek refuge in You from incapacity, laziness, old age, miserliness and cowardice, and I seek refuge in You from the torment of the grave, and from the trials of life and death.)"