Hazrat Ubaid bin Umair says that when any one of you is faced with a need, he should supplicate as follows: O Allah! I seek goodness from You through Your knowledge, and I seek power from You through Your power, and I ask You from Your great bounty. Surely, You have power and I have no power, and You know and I do not know, and You are the Knower of the unseen. O Allah! If this matter which I intend to do is better for my religion, my worldly life, and my Hereafter, then make it easy for me and bless it for me. And if there is goodness in something else, then ordain that goodness for me wherever it may be, and make me content with it.