It is narrated from Sayyiduna Abu Sa'id Khudri (may Allah be pleased with him) that in the blessed era of the Messenger of Allah (peace and blessings be upon him), a man bought some fruit, but a calamity befell that fruit, due to which the man became heavily indebted. The Messenger of Allah (peace and blessings be upon him) said: "Give charity to him." So the people gave charity, but its amount was less than his debt. Eventually, the Prophet (peace and blessings be upon him) said to the creditors: "Take whatever is being given to you, and besides this, there is nothing more."

Narrated from Sayyiduna Abdur Rahman bin Abi Bakrah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: Allah Almighty will call a debtor on the Day of Resurrection, make him stand before Him and say: O son of Adam! Why did you take this loan? For what reason did you neglect the rights of people? That person will say: O my Lord! You know that I did not take this loan for eating, drinking, wearing, or wasting in vain, but rather because my wealth was burnt, stolen, or I suffered a loss in trade. Allah Almighty will say: My servant has spoken the truth, therefore today I am more entitled to pay off his debt on his behalf. Then Allah Almighty will have something brought and placed in the pan of that man's scale, due to which his good deeds will outweigh his bad deeds. In this way, Allah Almighty will admit him into Paradise by His mercy.

Muhammad bin Ali says that Sayyida Aisha (may Allah be pleased with her) used to take loans. When she was asked, "What connection do you have with taking loans?" she replied: I heard the Messenger of Allah (peace and blessings be upon him) say: Whoever takes a loan with the intention of repaying it, he will receive special help from Allah Almighty. So I am seeking that help.

Narrated by Sayyida Aisha (may Allah be pleased with her) that the Messenger of Allah (peace and blessings be upon him) said: Whoever from my Ummah takes a loan and then strives to repay it, but dies before repaying it, then I am responsible for him.

It is also narrated from Sayyida Aisha (may Allah be pleased with her) that Abu al-Qasim (peace and blessings be upon him and his family) said: Whoever is in debt and intends to repay it, then a guardian from Allah Almighty will be appointed over him.

It is narrated from the wife of the Prophet, Sayyida Maymunah (may Allah be pleased with her), that she took a loan. Someone said to her: "You take a loan, while you do not have the ability to repay it?" She replied: "I heard the Messenger of Allah (peace and blessings be upon him) say: When a person takes a loan and Allah Almighty knows about him that he intends to repay it, then Allah Almighty enables him to repay it."

Narrated by Sayyiduna Anas bin Malik, may Allah be pleased with him, that the Messenger of Allah, peace and blessings be upon him, said: Whoever leaves behind wealth, it will be for his family and dependents, and whoever leaves behind a debt, it will be upon Allah Almighty and His Messenger.

Narrated by Sayyiduna Abu Hurairah (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: I am closer to the believers than their own selves, so whoever leaves behind wealth, it will be for his relatives and heirs, and whoever leaves behind small children or (a burden of debt, etc.) and passes away, I am responsible for him.

Narrated from Sayyiduna Uthman bin Affan (may Allah be pleased with him) that the Messenger of Allah (peace and blessings be upon him) said: Allah Almighty will grant shade to that person on the Day when there will be no other shade, who gives respite to a debtor in difficulty or forgives the one who owes him.

It is narrated from Sayyiduna Abdullah bin Abbas (may Allah be pleased with them both) that once the Messenger of Allah (peace and blessings be upon him) set out towards the mosque and he (peace and blessings be upon him) pointed towards the ground with his blessed hand. Abu Abdur Rahman also made a similar gesture. Then he (peace and blessings be upon him) said: Whoever grants respite to a destitute person or forgives him, Allah Almighty will protect him from the steam of Hell. Beware! The deeds of the people of Paradise are as difficult as ploughing on high, hard ground (this phrase was repeated three times), and the deeds of the people of Hell, due to following desires, are like ploughing on soft ground. And fortunate is the one who is saved from tribulations. The most beloved gulp to me is that which a servant swallows while restraining his anger. When a servant (controls his anger and) swallows such a gulp, Allah Almighty fills his belly with faith.